Welcome to our website. The American Chamber of Commerce and Industry of Panama ("AmCham") is deeply committed to protecting the privacy of Internet users. In doing so, we have adopted guidelines which serve as the basis for our work on the World Wide Web. These guidelineshave been developed with the recognition that Internet technologies are rapidly evolving, and that underlying business models are still not established. Accordingly, these guidelines are subject to change. Such changes will be posted on this page – please, visit it periodically to be fully informed.

Below is information outlining our support for the responsible management of personal information. Please, read the following terms and conditions relating to your use of our web site carefully. By accessing and using this web site, you agree to be bound by the terms of this Privacy Statement. If you choose not to accept the stipulated terms and conditions, please do not use this web site.

AmCham makes no representations on behalf of any other organization or party and without limitation this includes other American Chambers of Commerce, The United States Chamber of Commerce or any member of the American Chamber of Commerce and Industry of Panama.

The information contained in this web site is provided as a service to the Internet community and does not constitute legal advice. Since legal advice must be tailored to the specific circumstances of each case, and laws are constantly changing, nothing provided herein should be used as a substitute for the advice of competent counsel. In addition, AmCham makes no representations whatsoever about the opinions of any third party appearing on a linked site, neither regularly monitors nor has control over the contents of such sites and does not endorse, and disclaims all responsibility for, the content of such statements or websites.

During the process of delivering web pages and advertisements to visitors of our web site, AmCham does not collect any personally identifiable information about you such as name, address, phone number, or e-mail address. However, AmCham does obtain some types of non-personally identifiable information such as the internet service provider you use to connect to the internet, your web browser type, or the type of computer operating system you use (Macintosh or Windows, for example). [AmCham does not employ the use of "cookies" in the gathering of such information or in the delivery of other content.]

The information collected by AmCham is used for learning how we can better serve the needs of our users; for systems administration and troubleshooting, and for measuring the effectiveness of site content. AmCham may provide the information to third parties that assist AmCham in carrying out its endeavors.

In some cases, you may voluntarily provide personal information: completing an online application, order form, or survey. Messages sent to AmCham via the web site's e-mail hyperlinks or feedback page or any other forms are not encrypted and may be viewed by AmCham or used in advertising material, in both cases without compensation. AmCham cannot be responsible for the use of e-mail messages sent to any recipients other than AmCham via the web site's email hyperlinks. All information sent to AmCham may be stored in aggregate form so we can better understand the type of individuals who use our web site. If the information that you volunteer will be used in any nonaggregate form, this will be clearly indicated on the page requesting information.

While AmCham has taken reasonable steps to limit the uses of information provided by you as described in this Privacy Statement, we cannot guarantee that the information will remain permanently secure. There is always a possibility that your information could be lost due to technical problems or stolen from our databases by malicious computer users. AmCham is not responsible for any such loss or theft.

If you are concerned about your privacy at other web sites, we recommend that you investigate their privacy policies. AmCham is not, however, responsible for the content or the privacy policies of web sites to which the AmCham web site may link. You may also wish to investigate your web browser's security and privacy settings, especially those relating to "cookie files" and "proxy servers".

We are committed to maintaining the trust of our users. You have the right to request access to and correction of any personal information which we hold relating to you. (An administrative fee may apply to non-members.) If you have any additional questions about AmCham's commitment to protecting your privacy, please contact us at amcham@panamcham.com or telephone (Panama) +507-301-3881.

The information provided on this Site by the American Chamber of Commerce and Industry of Panama (hereinafter “AmCham") is intended to furnish users with general information on matters that they may find to be of interest.

While every effort has been made to offer current and accurate information, errors can occur. Furthermore, this Site may contain reference to certain laws and regulations. Laws and regulations will change over time and should be interpreted only in light of particular circumstances. This information is provided "as is," with no guarantees of completeness, accuracy or timeliness, and without warranties of any kind, express or implied. We expressly exclude all liability, to the extent permitted by the law, for any loss or damage that may arise directly or indirectly from or in connection with this website.

To the fullest extent permissible pursuant to the laws of the Republic of Panama and jurisdiction of Panama courts, AmCham disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. AmCham does not warrant that this Site, various services provided through this Site, and any information, software or other material downloaded from this Site, will be uninterrupted, error-free, or free of viruses or other harmful components. The information presented on this Site should not be construed as legal, tax or accounting advice. You should consult with professional advisors familiar with your particular factual situation for advice concerning specific tax or other matters before making any decision.

Certain links on this Site lead to servers maintained by individuals or organizations over whom AmCham has no control. AmCham makes no representations or warranties regarding the accuracy or any other aspect of the information located on such servers.

The responsibility for any opinions, advice, statements or other information contained in any articles or texts posted or transmitted on this site resides solely with the author and may not necessarily reflect opinions and policies of AmCham itself.

Except where noted otherwise, all Site contents Copyright 2009 American Chamber of Commerce and Industry of Panama. All rights reserved. No part of the materials on this Site, including but not limited to the text, graphics and html code, may be reproduced in any form by any means, without AmCham's express written permission.

The electronic services are provided “as is” and “as available,” with all faults, and without warranty of any kind. We disclaim all warranties, express and implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, quality of information, and title/non-infringement. Use of the electronic services is at your sole risk. We do not warrant that the electronic services will meet your requirements, or that the electronic services are compatible with any particular hardware or software platform, or that the operation of the electronic services will be uninterrupted or error-free, or that defects in the electronic services will be corrected. Furthermore, we do not warrant or make any representation regarding the use or the results of the use of electronic services in terms of their correctness, accuracy, quality, reliability, security, appropriateness for a particular task or application, currentness, or otherwise. No oral or written information or advice given by us or our authorized representatives shall create a warranty or in any way increase the scope of our obligations hereunder.

The electronic services may be used to access and transfer information over the internet. You acknowledge and agree that we do not operate or control the internet and that: (i) viruses, worms, trojan horses, or other undesirable data or software; or (ii) unauthorized users (e.g., hackers) may attempt to obtain access to and damage your data, websites, computers, or networks. We shall not be responsible for such activities.